5 mistakes to avoid when buying a home!

Mon, Feb 26th 2024 2:32 pm by Lindsay Faircloth Faircloth Favorites

Top 5 Mistakes to Avoid When Buying a Home

Buying a home is an exciting journey but also one of the biggest financial decisions you'll ever make. If you aren't careful, it can be filled with pitfalls. In my 20 years as a real estate broker, I've seen my fair share of mistakes made by buyers. To help you navigate the process smoothly, I've compiled a list of the top five mistakes to avoid when purchasing a home.

1. Skipping Pre-Approval

One of the things I hear most often is, "I will get preapproved once I find the house I want". The pre-approval gives you a clear understanding of how much you can afford to spend on a home, gives you an idea of what your payment will be, and shows selle...



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Things to do at the beach in winter

Mon, Jan 29th 2024 11:25 am by Lindsay Faircloth Faircloth Favorites

Ah February, the month where our winter chill begins to loosen its grip and Myrtle Beach begins to come alive again. While summer may our peak season with lots sandy toes and sun-soaked afternoons, Myrtle Beach also has its own unique charm during the cooler months. Here's how to make the most of life at the beach or your beach vacation in the cooler months.

1. Take a morning walk along the shore
The crisp sea breeze and the soothing sound of waves crashing create a serene start to your day. Though you will definitely need a coat (and remember it is always windy at the beach) there is nothing like a quiet morning on the sand overlooking a sunny ocean. 

2. Golf, Golf, and more Golf
Myrtle ...




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Favorite Food Spots In Myrtle and North Myrtle Beach

Mon, Jan 22nd 2024 11:52 am by Lindsay Faircloth Faircloth Favorites

Food is something I LOVE! Eating at new places, trying new things, I love it all. In this town there is no shortage of places to eat but when it comes to my favorites, that list is much smaller. I'm not much of a chain restaurant girl. No shame for those who are and there are some pretty great ones! I like seek out the local places and try to find the most amazing meals and experiences. To help you navigate your way to some really awesome food, I have created a short list of some of my favorite places in the area, starting with this picture.

This gorgeous dish comes from Rivertown Bistro in Historic Downtown Conway, SC. Rivertown Bistro has been a staple in Downtown Conway since 1994. Th...




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Cheers to a Year of Unexpected Door Openings!

Wed, Jan 3rd 2024 10:54 am by Lindsay Faircloth Happy Holidays

Happy 2024!
Welcome to the new year! This year, I decided to skip the clichés of holiday themed emails and blogs, opting for a different route, a dash of subtle humor and a sprinkle of gratitude to enter a brand new year.

2023 has been a rollercoaster for many, including myself. From unexpected twists to thrilling turns, it's been a journey, and I'm genuinely grateful to have had you on board. Your trust in me has made it an incredible ride.

Now, let's talk resolutions. Actually, LET'S NOT. Resolutions lead to stress over not reaching sometimes unrealistic goals which leads to anxiety, then shame spirals....you get the picture. Let's talk growth instead. Growth in some way everyday, no m...




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Furry Thanksgivings: When Pets Rule the Table (and Our Hearts)

Tue, Nov 21st 2023 11:45 am by Lindsay Faircloth Happy Holidays

Hello everyone! 

As Thanksgiving approaches, it's not just about the turkey, mashed potatoes, and pumpkin pie—it's not just about family and togetherness, it's also about our furry companions crashing the party! Let's face it, our pets have mastered the art of being thankful for all the extra attention, especially when they try to snatch a bite of that perfectly roasted turkey! 

As a very proud frenchie mom myself, I can tell you that my Faircloth frenchies add joy to my life on a daily basis and each Thanksgiving that they are trying to trip me in the kitchen is no exception. 

Here's a sneak peek into what a Thanksgiving day with pets might look like:

The Great Turkey Heist: Forget a...



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The Thriving Real Estate Market: A Look at Recent Trends

Mon, Nov 6th 2023 3:58 pm by Lindsay Faircloth Market Updates

Home building activity keeps on building! In September, residential builders spent at a seasonally adjusted annual rate of $872.0 billion, which was 0.6% ahead of August’s annual rate of $866.6 billion.

Builders in our area are offering great rate incentives on qualified homes. We are now in a normalized market in terms of pricing and availability so Buyers have options and time to make a well informed decision. 

Rising Home Prices
Home prices rose again in August, according to both the Case-Shiller index and the FHFA index of homes financed with conforming mortgages. The Case-Shiller National Composite stands at an all-time high.

Demand for new homes continues to surge. A national onli...




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Navigating High Mortgage Interest Rates: A Wise Investment in Your Future

Wed, Sep 13th 2023 6:36 pm by Lindsay Faircloth About Faircloth Real Estate Group

In today's ever-evolving real estate market, prospective homebuyers are facing the challenge of rising mortgage interest rates. While the notion of higher rates may seem daunting at first glance, it's essential to put this into perspective. In this blog post, we'll explore how even with higher interest rates, securing a mortgage can still be a financially savvy move when compared to the alternatives of high-interest credit cards and steep rental costs.

1. Mortgage Rates vs. High-Interest Credit Cards

When you compare mortgage interest rates to the exorbitant interest charges that come with high-limit credit cards, it becomes clear that a mortgage is a more sound choice. Here's why:

  • S...


Why is my homeowners insurance quote so high?

Mon, Aug 28th 2023 12:55 pm by Lindsay Faircloth Buyer Info

Why is my homeowner's insurance so high?

Recently I received a letter from my insurance carrier saying they would no longer be issuing policies in my area due to it being a coastal region and I would not be renewed. No problem, I thought. I went back and asked for a quote which led to another, which led me to ask for a quote from 7 different companies in order to understand why my rate was SO HIGH!  I needed answers and I knew if I needed them that my clients did as well, so I found some.

In this blog I sat down with Perry Stalvey from Perry Insurance Group in North Myrtle Beach to find answers for all of you. Here is what I found. 

Me: Perry, thank you so much for being here today. ...




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How much is a new home near the beach?

Mon, Apr 17th 2023 2:18 pm by Lindsay Faircloth Buyer Info



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Which Real Estate Website is the Most Accurate?

Tue, Mar 21st 2023 4:04 pm by Lindsay Faircloth About Faircloth Real Estate Group

"Which Real Estate Website is the Most Accurate"? If you are anything like me you want to use the most accurate website to find your home and if you are selling you definitely want your home on that site! How do you know which one is THE most accurate? Let's get into it. 


1. Are Realtor.com and Zillow the MOST accurate?

Let me first say, I like these sites. I use them. I know, I am not supposed to say that because they are supposed to be my enemy but I find them to be useful to me in the field sometimes. They are easy to use and pretty to look at but they are not the most accurate. Though they provide most of the same information that other sites provide the ease of use is their great...



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Free Homebuyer Guide

Fri, Mar 3rd 2023 4:18 pm by Lindsay Faircloth Buyer Info

Looking for useful information on buying a home but don't want to enter your personal information out of fear that the emails will never stop? I understand. We are NOT some lead capture site. We just want to provide useful information to those who need it. Visit our page on buying a home to request your free personal copy of this booklet with no obligation. 



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Pelican Bay Lakes

Fri, Jan 6th 2023 2:19 pm by Lindsay Faircloth New Home Communities

Pelican Bay Lakes is a new home community in Longs, SC. What most people don't know is that this particular area of Longs lies between North Myrtle Beach and Little River closer to North Myrtle Beach. Pelican Bay Lakes is tucked back off of Robert Edge Parkway near the Intracoastal Waterway and just minutes from the beach. 4 stop lights separate this community from the beach at the end of Main Street in North Myrtle Beach! 

This community offers a convenient location that still gives you the feeling of privacy and nature. Surrounded by small lakes on all sides, each lot offers water views/front in the rear yard with a small community feel. Just around the corner is the North Myrtle Beach...



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Welcome!

Wed, Jan 4th 2023 12:31 pm by Lindsay Faircloth About Faircloth Real Estate Group



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Buying a home with a lower interest rate and other tips

Wed, Dec 21st 2022 11:11 am by Lindsay Faircloth Buyer Info

When it comes to buying a home interest rates have always been a huge determining factor in figuring affordability. So what can be done, as a buyer, if rates are higher than they have been?

It is common to hyper focus on interest rates but the number that matters the most is the monthly payment on your new home. This is the number that you need to work with in order to stay within your budget. 

If the interest rate is high that means that your affordability may be decreased. Basically, the amount you are qualified for may be less than expected and in some markets can affect your chance of buying a home. Don't worry though! There is always a solution, sometimes you just have to look a li...



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Close on your new home by the end of the year at Del Webb North Myrtle Beach!

Thu, Nov 10th 2022 3:51 pm by Lindsay Faircloth Del Webb North Myrtle Beach

CLOSE ON YOUR BRAND NEW HOME AT THE BEACH BY THE END OF THE YEAR!

Del Webb North Myrtle Beach is an active adult community (55+) located between the Intracoastal Waterway and the Atlantic Ocean. 

Del Webb North Myrtle Beach offers new construction built by Pulte Homes featuring low-maintenance exteriors less than a mile from the beach. 

Planned amenities for Del Webb North Myrtle Beach is expected to include multiple sports courts, a fitness center, multiple pools, and planned activities complete with a full time Lifestyle Director. 

THESE HOMES are currently under construction and are expected to be ready to close by the end of the year. 

For more information on Del Webb North Myrtl...



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Thanksgiving on a budget

Thu, Nov 10th 2022 9:49 am by Lindsay Faircloth Happy Holidays

Thanksgiving is a time for people to come together, enjoy each other's company, eat some awesome food, and just give thanks. The kicker to all of this, food can be expensive and hosting for a large group can cost a whole lot if you do it wrong and can become stressful instead of joyful. 

Here are some tips on keeping Thanksgiving stress free, affordable, and enjoyable!

1. Keep it simple!

Thanksgiving doesn't have to be a huge feast of a million foods that takes you 2 days to prepare. Keep it simple this year by streamlining your menu. Offer the basics that you know will be eaten and enjoyed. You can also ask your guests to bring their favorite dish to share. This helps take some burden...



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Is now a good time to sell my home?

Mon, Oct 31st 2022 11:51 am by Lindsay Faircloth Selling your home

One of the questions I am getting lately is from sellers who want to know if now is a good time to sell. As we enter into the fall market people tend to think that it would be better to wait for spring. In some markets, that may be the case and though things do slow a bit during the holiday season, in our coastal region we still see a very active market. So the short answer to the question is, yes. Now is a good time to sell. However, as a seller you need to remember these few things;

1. Do NOT overprice your house!

I can't even say this enough. NEVER put yourself in a position where you need to make continual adjustments. Be realistic with the true market value of your home and price i...



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The Return of the Buyer's Market

Wed, Oct 26th 2022 11:09 am by Lindsay Faircloth Homebuying

It's like music to a buyer's ears! "The return of a buyer's market". Seems great but there's a catch. Rates are much higher than they were even a year ago. What does this mean for a buyer? Let's take a real look at what the market is doing and what it means for both buyers and sellers. 


A look through the Buyer's eyes

Not so long ago interest rates to purchase a home were as low as 2.875%. When you are living the moment, it is easy to forget that rates were higher just a few years before that. In fact, this isn't the first time we have faced an increase in rates or even truly high interest rates! Low rates were never going to last forever, yet somehow we expected them to and that has ...



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For Our Furry Friends

Tue, Oct 25th 2022 12:00 pm by Lindsay Faircloth Homebuying